What you do

Wealth Money (WMoney) is a Peer2Peer lending company. It connects those who need a loan directly with those who have the capital to lend. It uses the latest digital technologies and the experience of its executive team to select and always offer the best opportunities, with transparency for investors and borrowers, in a simple and secure way.

‍Differentials

By removing the intermediary (bank) from the process, the platform allows those who lend through it to achieve higher profit margins than those of traditional financial applications. At the other end, with the same logic, borrowers have access to lower interest rates than banks. It's a win-win process for both parties. 

WMoney also has its own way of analyzing and selecting companies eligible to receive loans on the platform. It's a model that guarantees greater security for investors and, at the same time, gives opportunities to companies with great market potential, but outside the general radar of the big banks. One of the selection criteria is longevity. Only companies with a CNPJ of three years can apply. From then on, they all undergo an in-depth analysis of their financial health, which often includes visits to the entrepreneur.

Vision

With its business model structured and tested since 2020, Wmoney is now continuously looking for new solutions to reduce bureaucracy in the relationship between customers and the platform, offering lower interest rates for borrowers and higher returns for investors. Always with the aim of expanding opportunities for entrepreneurs to access credit and improving the return for those who have money and want to invest in productive activities, generating positive impacts for society as a whole.